Deal Check · our lending partners' caps

What price makes the loan work?

Put the deal in and see the most the program allows, the cash you'd bring, and the price to get the property or land under so the numbers close. Fix & flip runs on our fix-and-flip partner's guidelines; construction, bridge and rental run on our construction partner's term sheet. No sign-in, no credit pull — just arithmetic on what each lender publishes.

Stabilized Bridge

our construction lending partner

Short-term money on a rent-ready 1–4 unit property with no planned renovation — recently finished and listed, or rented and not yet ready for permanent financing.

$50,000 – $3,000,000 · 12 months, up to 18 at lender discretion

Property statePurchase priceVerified completed capexAs-is value (appraisal estimate)Cash you can bring to closing (before closing costs)

Owned under 6 months (loan-to-cost cap applies)

Max loan-to-cost: 85% of purchase price plus verified completed capex when owned under 6 months
Max loan-to-value: 70%
Minimum FICO 660
DSCR-exit option: 1.10x exit DSCR on the lower of in-place and market rent; property condition C4 or better with no deferred maintenance
No-DSCR option: property condition C2 or better; value within the 90th percentile of the market
No rural, exotic or unique properties

Result

Fill in the price, the budget and the value to see the numbers.

Ready to go to our construction lending partner?

Members sign in, confirm the file is ready (entity docs, credit, track record or proximity, contract, scope, liquidity, title and insurance) and go straight to the partner — no broker fee, and your priced material list travels with you.

Apply with our construction lending partner Price the build first

The Deal Check applies each lending partner's published loan-to-cost, loan-to-value, ARV, liquidity and DSCR caps to the numbers you type. It is not a quote, a pre-approval or a commitment: the lender's appraisal, credit review and underwriting decide every term. Closing costs, points, interest reserves and carrying costs are not included. The suggested offer is GHD's cushion under the lender's ceiling, not a lender term.

Good Hemp Distro is not a lender, mortgage broker or financial adviser and charges you no broker fee. Business-purpose loans on non-owner-occupied property only.