Deal Check · our lending partners' caps
What price makes the loan work?
Put the deal in and see the most the program allows, the cash you'd bring, and the price to get the property or land under so the numbers close. Fix & flip runs on our fix-and-flip partner's guidelines; construction, bridge and rental run on our construction partner's term sheet. No sign-in, no credit pull — just arithmetic on what each lender publishes.
Fix & Flip / Fix & Hold
our fix-and-flip lending partner
Buy, renovate and sell — or keep it as a rental — with up to 100% of the purchase price and rehab financed.
$100,000 – $1,250,000 (larger loans case by case) · short-term; the term is set in the lender's quote
- 100% financing for purchase price + rehab — anywhere between 65% and 75% of after-repair value (ARV)
- Liquidity requirement: 25% of the rehab budget (minimum $15,000) plus closing costs
- 650 minimum credit score
- No prior experience? The borrower should live within 100 miles of the property
- No rural properties (the lender checks the CFPB rural-or-underserved tool)
- Lends in AL, CT, DE, FL (lower leverage in FL), GA, IN, KY, MA, MD, MO, NJ, NC, OH, PA, SC, TN, TX and VA; preferred Florida counties: Brevard, Broward, Duval, Miami-Dade, Palm Beach, St. Johns, St. Lucie, Volusia
Result
Fill in the price, the budget and the value to see the numbers.
Ready to go to our fix-and-flip lending partner?
Members sign in, confirm the file is ready (entity docs, credit, track record or proximity, contract, scope, liquidity, title and insurance) and go straight to the partner — no broker fee, and your priced material list travels with you.
The Deal Check applies each lending partner's published loan-to-cost, loan-to-value, ARV, liquidity and DSCR caps to the numbers you type. It is not a quote, a pre-approval or a commitment: the lender's appraisal, credit review and underwriting decide every term. Closing costs, points, interest reserves and carrying costs are not included. The suggested offer is GHD's cushion under the lender's ceiling, not a lender term.
Good Hemp Distro is not a lender, mortgage broker or financial adviser and charges you no broker fee. Business-purpose loans on non-owner-occupied property only.