Deal Check · our lending partners' caps
What price makes the loan work?
Put the deal in and see the most the program allows, the cash you'd bring, and the price to get the property or land under so the numbers close. Fix & flip runs on our fix-and-flip partner's guidelines; construction, bridge and rental run on our construction partner's term sheet. No sign-in, no credit pull — just arithmetic on what each lender publishes.
Rental Portfolio
our construction lending partner
Purchase or refinance several non-owner-occupied rentals under one loan.
Up to $2,000,000 (minimum property value $100,000) · 30 years
- 30-year fixed (fully amortizing or partial interest-only) or 5/6, 7/6 and 10/6 hybrid ARMs
- 80% of total cost basis when owned under 3 months · 80% LTV purchase or rate-and-term, 75% cash-out
- Minimum DSCR 1.05x (gross rent ÷ PITIA) for portfolios up to $2,000,000 and 10 properties; 1.20x (net cash flow ÷ debt service) for larger portfolios
- Minimum guarantor FICO mid-score 680 · minimum occupancy 90% by unit count
- Full recourse
Result
Fill in the price, the budget and the value to see the numbers.
Ready to go to our construction lending partner?
Members sign in, confirm the file is ready (entity docs, credit, track record or proximity, contract, scope, liquidity, title and insurance) and go straight to the partner — no broker fee, and your priced material list travels with you.
The Deal Check applies each lending partner's published loan-to-cost, loan-to-value, ARV, liquidity and DSCR caps to the numbers you type. It is not a quote, a pre-approval or a commitment: the lender's appraisal, credit review and underwriting decide every term. Closing costs, points, interest reserves and carrying costs are not included. The suggested offer is GHD's cushion under the lender's ceiling, not a lender term.
Good Hemp Distro is not a lender, mortgage broker or financial adviser and charges you no broker fee. Business-purpose loans on non-owner-occupied property only.