Deal Check · our lending partners' caps

What price makes the loan work?

Put the deal in and see the most the program allows, the cash you'd bring, and the price to get the property or land under so the numbers close. Fix & flip runs on our fix-and-flip partner's guidelines; construction, bridge and rental run on our construction partner's term sheet. No sign-in, no credit pull — just arithmetic on what each lender publishes.

Ground-Up Construction

our construction lending partner

Build new 1–4 unit homes, townhomes or condos on land you own or are buying.

$50,000 – $3,000,000 · 12 to 24 months

Property stateLand price (what you'd pay)Construction budget (hard + soft costs)Appraised land value, if known (optional)After-repair / as-completed value (ARV)Cash you can bring to closing (before closing costs)

Permits in hand (75% land advance; 60% if not) Interest reserve financed in the loan (85% → 90% of total cost)

Up to 75% of the lower of land value or purchase price (60% if unpermitted), plus 100% of construction
Maximum 85% of total project costs (90% if the interest reserve is financed)
LTC catch-up draw raises the initial advance to 75% once the required plans and permits are approved after closing
Up to 70% of after-repair value (ARV)
Full recourse · underwritten on the property, not your tax returns
Ground-up is subject to experience; a prelim set of plans is part of the file, and an architect letter if permits aren't in place yet

Result

Fill in the price, the budget and the value to see the numbers.

Ready to go to our construction lending partner?

Members sign in, confirm the file is ready (entity docs, credit, track record or proximity, contract, scope, liquidity, title and insurance) and go straight to the partner — no broker fee, and your priced material list travels with you.

Apply with our construction lending partner Price the build first

The Deal Check applies each lending partner's published loan-to-cost, loan-to-value, ARV, liquidity and DSCR caps to the numbers you type. It is not a quote, a pre-approval or a commitment: the lender's appraisal, credit review and underwriting decide every term. Closing costs, points, interest reserves and carrying costs are not included. The suggested offer is GHD's cushion under the lender's ceiling, not a lender term.

Good Hemp Distro is not a lender, mortgage broker or financial adviser and charges you no broker fee. Business-purpose loans on non-owner-occupied property only.